Sign up for Free SCORE Counseling
Service Corp of Retired Executives

For over 50 years, SCORE has been a premier source of free and confidential small business advice for entrepreneurs and small businesses. SCORE mentors provide general business advice on every aspect of business planning, start-up, management, growth, even selling and exiting. Volunteers also offer low-cost workshops to provide aspiring entrepreneurs with additional training on specific business topics.  SCORE’s Simple Steps for Starting Your Business and Simple Steps for Growing Your Business educational programs are available and help entrepreneurs determine the viability of their idea or assist in the growth process of existing businesses.  All SCORE mentors honor the client’s right to proprietary and confidential information. All discussions and documents remain confidential.

SCORE’s Veterans Fast Launch program ( is a combined package of training scholarships, free software and services combined with SCORE’s mentoring program in order to help accelerate the ability of veterans and their families to start and succeed as small business owners.

How does one become a SCORE mentor?

The Owen County SCORE office currently has 6, experienced business mentors on staff. If you are interested in becoming one of our volunteer business mentors, visit and complete the application. Your local SCORE leader will contact you for an interview. If you are a good fit, you will be asked to complete the SCORE training and onboarding process. This includes a 3-month probationary period where you’ll complete 2-3 online training modules, review and agree to the SCORE standard operating manual and code of ethics, shadow experienced mentors, and participate in team mentoring.  In addition to mentoring, there are roles for which you may volunteer, including workshop facilitator, community outreach, marketing and administrative roles.

To schedule an appointment with our trusted mentors, contact us at or 812-829-3245. Appointments are preferred on Tuesday’s and Thursday’s from 10:00 a.m. – 2:00 p.m.  Consideration will be given to alternate dates and times as needed. 

To read more about SCORE simply click here. 

Starting a New Business

Click here to get your free start-up checklist! (PDF)

Starting a business can sometimes be overwhelming and confusing. In the process some businesses totally forget about important aspects. We've created a one page checklist so you don't miss a thing!

Front Line Professionals:

Looking for some professional help? See who we recommend:

For Accountants Click Here

For Attorneys Click Here

For Banks Click Here

For Insurance Agencies Click Here

Tax Abatement

If you are planning on expanding your business or moving to Owen County then you may qualify for tax abatement! Whether you want Owen County abatement or Spencer tax abatement we can help you through the process. 

Go to our "Doing Business in Owen County" page for more information.

Business Links & Resources:

SCORE Templates & Tools

ISBDC Tools and Resources (Law Questions)

CDC Small Business Safety and Health Resource Guide

Revolving Loan Fund

Owen County Economic Development (a 501(c)3 corporation) was founded in 1992. Part of the OCCCEDC’s mission is to foster an entrepreneurial spirit and encourage economic self-sufficiency through start-up and growth of small business and self-employment opportunities in Owen County.We accomplish this mission through a variety of ways and the USDA Revolving Loan Fund is just one of those ways.

This fund provides the opportunity for businesses that have been turned down by the banks to still get the capital they need. It can even help start up businesses who are having a hard time getting banks to believe in their business.

If you or someone you know could benefit from this program, applications can be obtained at our office at 119 South Main Street, Spencer, Indiana.

Revolving Loan Fund Basic Terms:

  • Loans up to $25,000
  • To be paid in monthly payments over a period of no less than 5 years
  • Interest rate will be 2% above prime
  • Must be turned down by a bank to apply
  • Borrowers must be willing to write a business plan (classes will be provided) and to submit to business counseling

What The Money Can Be Used For:

  • Legal business purposes
  • Capital expansion
  • Equipment, Inventory, Furniture, and Fixtures

What The Money CAN'T Be Used For:

  • To pay off existing debt
  • Pyramid Businesses
  • Purchasing land or real estate
  • Funding solely for personal expense

Anyone interested in applying or needing more information should email or call (812) 829-3245.

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